Actively

Managing

Your

Portfolio

We manage our clients equity based portfolios under what is known as a Managed Discretionary Account (MDA) portfolio advisory structure. We believe this is the best and most direct way to manage wealth.

It is cost effective as we as your financial advisors are also acting as your portfolio manager in investing your cash in the most appropriate investments.

After we agree on the best investment strategy to pursue, our clients sign an agreement providing us with the ability to make investment decisions without hassling them each we wish to make a portfolio change.

This allows us to be nimble when it comes to portfolio management and keep our clients portfolio up to date with market conditions by making regular changes as needed.

Our governance process includes a weekly internal investment committee meeting where we discuss current portfolio settings, broader economic conditions, new investment opportunities and current cash levels. The investment committee assess each of these key areas and after discussion, the chair of the investment committee resolves each action to be taken.

Our process is in stark contrast to many other financial advisory firms who use a Separately Managed Account (SMA) structure. Although it may sounds similar to a MDA, a SMA brings in an external fund manager to oversee to the investing of your money.

This can lead to a situation where the financial advisors role has become redundant. The financial advisor may appear to be investing your money and charge you a fee, however it is the external fund manager (of which you also pay a fee) who is actually making the investment decision, making the whole set up clunky and heavy on fees.

That is why we prefer the lean and cost effective MDA investment management pathway opposed to a SMA.

And when it comes to other assets such as investment property, we act as your sounding board and give you guidance as you progress with your plans, whether it is to purchase, renovate or sell a property asset.